Welcome to Reclaim My PCP Claim. By accessing or using our website, you agree to comply with and be bound by these Terms & Conditions. If you do not agree with these terms, please refrain from using our site.
1. Introduction
Reclaim My PCP Claim is a UK-based claims management company authorised and regulated by the Financial Conduct Authority, under FRN: 838981. We specialise in assisting individuals who have been mis-sold Personal Contract Purchase (PCP) car finance agreements to reclaim the compensation they deserve.
2. Use of the Site
2.1 Access to the Site
Access to our website is granted on a temporary basis. We may update or withdraw services or content without prior notice. We do not guarantee uninterrupted availability of the site.
2.2 User Responsibility
By using our site, you confirm that you are over 18 and capable of understanding and agreeing to these Terms. You are responsible for ensuring that anyone accessing the site through your internet connection is aware of and complies with these Terms.
2.3 Prohibited Uses
You agree not to use the site for any unlawful purpose or engage in activities that could harm, disable, overburden, or impair the functioning of the site, including transmitting harmful software or attempting to gain unauthorised access to our systems.
3. Our Services
3.1 Introduction to Legal Services
We are not a law firm and do not provide legal advice. Our service connects you with solicitors who specialise in mis-sold PCP car finance claims.
3.2 Fees and Charges
When you engage with one of our panel solicitors, they will charge a fee for their services. This fee is typically 30% of the total compensation plus VAT (36% including VAT). These charges are clearly outlined by the solicitor at the time of engagement.
3.3 Cancellation Policy
If you choose to cancel your agreement with one of our panel solicitors after the cancellation period, you may be subject to a termination fee. Please review the solicitor’s terms and conditions for specific details on any applicable fees.
3.4 Legal Agreements
Any legal services you engage with are strictly between you and the solicitor you choose. We are an intermediary service and are not a party to any agreement or contract you may enter with a solicitor.
3.5 No Obligation to Instruct
You are under no obligation to instruct any of our recommended panel solicitors. You are free to choose legal representation from other sources.
4. Intellectual Property Rights
4.1 Ownership
All content on our site, including text, images, logos, graphics, and software, is owned by or licensed to Reclaim My PCP Claim and is protected by intellectual property laws. The content is provided solely for your personal, non-commercial use.
4.2 Permitted Use
You may print or download material from the site for personal, non-commercial use, provided you retain any copyright or proprietary notices. You may not modify, distribute, or otherwise use any of the content for commercial purposes without our written consent.
4.3 Restrictions
You are prohibited from using any part of the materials on the site for commercial purposes without obtaining a license to do so from us or our licensors.
5. Limitation of Liability
We are not liable for any loss or damage arising from the use or inability to use our site or services, including but not limited to indirect, incidental, or consequential damages.
6. Governing Law
These Terms & Conditions are governed by and construed in accordance with the laws of England and Wales. Any disputes arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.
7. Changes to Terms
We may revise these Terms & Conditions at any time by updating this page. Please check this page regularly to ensure you are aware of any changes.
8. Privacy and Data Protection
8.1 Data Collection
We collect personal information when you use our services, such as your name, contact details, and financial information. This data is used solely for the purpose of processing your claim and is handled in accordance with our Privacy Policy.
8.2 Data Sharing
Your personal data may be shared with third parties, including panel solicitors, to facilitate the processing of your claim. We ensure that any third parties we share your data with are compliant with data protection laws.
8.3 Data Retention
We retain your personal data for as long as necessary to fulfill the purposes for which it was collected, including any legal or reporting requirements.
8.4 Your Rights
You have the right to access, correct, or delete your personal data. For more information on how we handle your data, please refer to our Privacy Policy.
9. Contact Us
If you have any questions or concerns about these Terms & Conditions or our services, please contact us at:
Email: info@reclaimmypcpclaim.co.uk