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**Based a person with 2 agreements with discretionary commission found in them on the basis of the FCA finding the average overpayment being £1,100 on a £10,000 loan over 4 years with simple interest.
Reclaim My PCP Claim LTD is a trading name of Match me legal Ltd, a claims management company authorised and regulated by the Financial Conduct Authority (FCA No.838981). Our check is 100% free. Once we present the results of our assessment we will make a suggestion to you from our panel of Solicitors, but your are under no obligation to proceed. Our Solicitors work on a no win no fee basis (subject to exclusions, for full details click here) which may include Legal Expenses and cancellation charges for any claim cancelled after the 14 day cooling-off period. You will have the chance to review the Solicitor paperwork once we complete our initial work and identify a valid claim. If your case is a type where a member of our law firm Panel can help you claim back compensation, we will give you the choice to proceed with them. The current fees are up to 36% including VAT on successful claims. Successful claims made through any of our panel(s) are subject to a Success Fee, charges as per your terms of business (Fee’s may range from 18% to 36% (Inclusive of VAT), depending on level of redress you have received). We receive a fee after a successful payout or a referral fee from your solicitor and this does not affect the compensation you receive. The customer is not required to use the services of a firm which carries on regulated claims management activity to pursue their claim. It is possible for the customer to present the claim themselves for free, either to the person against whom they wish to complain or to the relevant Financial Ombudsman Service (FOS) or the statutory compensation scheme (FSCS).
If your law firm are successful in obtaining an offer or payment of Compensation, then you will pay them a Success Fee which is calculated based on the amount of Compensation your lender offers per credit agreement. The table below details the Success Fee percentage applicable to different bands of Compensation, and the maximum total Success Fee for each compensation band.
| Compensation | Success Fee Percentage | Maximum Fee Charge |
|---|---|---|
| £1 – £1,499 | 30% | £450 (exc VAT) |
| £1,500 – £9,999 | 28% | £2,800 (exc VAT) |
| £10,000 – £24,999 | 25% | £6,250 (exc VAT) |
| £25,000 – £49,999 | 20% | £10,000 (exc VAT) |
| £50,000+ | 15% | £7,500 (exc VAT) |
If you have an outstanding balance with your Lender they may use all, or part of, your compensation to pay this outstanding balance meaning that you may not receive any cash “in hand”. In this event, our Success Fee will still be calculated against the full compensation amount.
Example 1: If your Lender makes an offer of £1,000 compensation and you have no outstanding balance with the Lender, your Lender will pay the law firm £1,000. Of this, £360 will be deducted to pay the law firms Success Fee and VAT, and £640 will be paid to you.
Example 2: If your Lender makes an offer of £1,000 compensation and you have an outstanding balance of £800 with the Lender, your Lender may use the compensation offered to pay the outstanding balance meaning they will only pay the law firm £200. the law firm would use this £200 toward their Success Fee and VAT, which would leave a balance of £160 payable by you.
Reclaim My PCP Claim is a trading name of Match me legal Ltd, a claims management company authorised and regulated by the Financial Conduct Authority (FCA No.838981).
Our check is 100% free. Once we present the results of our assessment, we will recommend that you use one of our panel of Solicitors, but
You are under no obligation to proceed.
*Our Solicitors work on a no win no-win-no-fee basis (subject to exclusions, for full details click on: https://www.reclaimmypcpclaim.co.uk/no-win-no-fee/
Our solicitors firm will charge up to 30%+VAT (36% including VAT), please see Solicitor fee table for more details. We will receive a referral fee from your solicitor.
You don’t have to use a law firm or claims management company to make your claim. You can claim directly yourself for free to your lender or the Financial Ombudsman Service.
An FCA investigation revealed that the average customer on a £10,000 PCP agreement over four years has been overcharged by more than £1,100*
**See link for the FCA reference, solicitor fee table & average valuations: https://www.reclaimmypcpclaim.co.uk/dca/
Email: info@reclaimmypcpclaim.co.uk
Address: 140 Lee Lane, Horwich, Bolton, England, BL6 7AF
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